Top 20 Coaches’ Records in UEFA Club Competition After 100 Games

1. Pep Guardiola: W61 D23 L16
2. Louis van Gaal: W61 D22 L17
3. Rafael Benitez: W60 D22 L18
4. Jupp Heynckes: W58 D20 L22
5. Valeriy Lobanovskiy: W56 D23 L21
6. Giovanni Trapattoni: W56 D22 L22
7. Fabio Capello: W54 D27 L19
8. Sven-Goran Eriksson: W54 D26 L20
9. Jose Mourinho: W54 D25 L21
10. Carlo Ancelotti: W51 D27 L22
11. Ernst Happel: W54 D18 L28
12. Sir Alex Ferguson: W49 D32 L19
13. Manuel Pellegrini: W48 D32 L20
14. Jorge Jesus: W51 D22 L27
15. Otto Rehhagel: W52 D19 L29
16. Sir Bobby Robson: W50 D25 L25
17. Ottmar Hitzfeld: W50 D24 L26
18. Dick Advocaat: W48 D29 L23
19. Luciano Spalletti: W51 D19 L30
20. Unai Emery: W47 D29 L24

Source: BBC


48% of UK Directors are optimistic about the UK economy and 56% about their business over the next 12 months

The September Policy Voice survey (from the Institute of Directors, IoD) addressed the topics of taxation, public sector procurement, economic confidence, and business ethics. Below are some of the survey highlights:

  • 27% would consider increasing investment if the Annual Investment Allowance were raised
  • 83% find it hard to navigate the current process of tendering for UK public contracts
  • 63% of public sector contract opportunities are identified by referrals
  • Only 8% have tendered for a public sector contract in an EU member state in the last 12 months
  • 48% are optimistic about the UK economy and 56% about their business over the next 12 months
  • 3 key business concerns: UK economic conditions (45%), government regulation (40%), skills shortages (38%).




Source: September 2016 Policy Voice Survey, IoD

Research Income for Top Two Universities in US, China and UK 2014

Chinese universities are seeing are huge shift in funding from government and private sources, which in turn is allowing their top universities to advance in the global leagues as well in reputation.



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On the other hand, funding to UK universities is now likely to decrease following the Brexit vote. The UK is the largest beneficiary of EU Research funds, a staggering GBP 1.2 bn per year. This could mean a decline in the status and rankings of UK’s top universities in the coming years.

Top 10 Universities in the World 2016

For the first time since international university league tables began, a university from the UK has been given the coveted title of “Top University in the World”. The university in question is Oxford University, who were ranked second in 2015 but has switched places with the former top university, California Institute of Technology.

The other UK Universities in the top 10 list are Cambridge and Imperial College London, who remain 4th and 8th respectively. Otherwise the list is again dominated with seven (7) universities from the U.S. including Stanford, MIT, and Harvard. The only non UK or US university to make the Top 10 again this year is ETH Zurich from Switzerland.


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1 (2) University of Oxford UK
2 (1) California Institute of Technology US
3 (3) Stanford University US
4 (4) University of Cambridge UK
5 (5) Massachusetts Institute of Technology US
6 (6) Harvard University US
7 (7) Princeton University US
8 (8) Imperial College London UK
9 (9) ETH Zurich Switzerland
=10 (13) University of California, Berkeley US
= 10 (10) University of Chicago US

Source: Times Higher Education. Figures in brackets represent 2015 placement;

More than 70% of UK Directors believe a banking crisis in the Euro zone and a breakdown in social cohesion in the UK will impact their organisations negatively in the next 12 months

The July Policy Voice survey addressed the topics of taxation, pay rises, the state of the economy and migrant entrepreneurs. Below are some of the survey highlights:

  • 80% think we should abolish import tariffs in return for others abolishing similar duties on UK exports
  • 78% agree to delay beyond 2020 eliminating fiscal deficit as a result of Brexit
  • 43% are cautious about the outlook for the overall economy, but 46% are optimistic about the outlook for their primary organisation over next year
  • 49% see no change in business investment outlook while 24% are looking to increase and 25% to decrease
  • If revenues fall, IoD members’ first actions would be: seek out new customers (62%), reduce regular running costs (57%)


Source: July 2016 Policy Voice Survey, IoD

71% of UK Directors will keep their UK Operations intact despite Brexit

Britain’s decision to leave the European Union will have far-reaching consequences for UK businesses. The Institute of Directors (IoD) conducted a snap survey on the impact of Brexit immediately after the result came in. Below are some of the survey highlights:

  • Nearly two-thirds (64%) of IoD members think the result is negative for their business, against 23% who think it is positive (only 9% say it makes no difference).
  • A third (32%) say hiring will continue at the same pace, a quarter (24%) will put a freeze on recruitment, and 5% will make redundancies. 
  • Although 7 in 10 will keep all UK operations here, 1 in 5 (22%) are considering moving some outside of the UK; only 1% will bring operations back. 
  • Over a third (36%) will now cut investment in their business, against 1 in 10 (9%) who will increase investment. Just under half (44%) say it will not change their investment plans. 
  • The priority now is to protect the economy from the negative reaction in financial markets, with three-quarters (74%) ranking this first, second is securing a new trade arrangement with EU.
  • Half (51%) think getting a good deal should be prioritised over wrapping it up speedily.

IoD June EU Referendum Snapshot

Source: EU referendum snap Policy Voice Survey, IoD

Top 3 reasons to crowd fund according to UK Directors: Diversify portfolio (47%), Potential returns (42%), and Hobby (30%)

The May Institute of Directors (IoD) Policy Voice survey addressed the topics of energy, crowd funding, and the National Living Wage. Below are some of the survey highlights:

  • 61% would be negatively affected by increase in oil prices.
  • 50% would not choose to pay to have a smart meter, 0.7% are willing to pay actual costs.
  • 74% want decarbonisation, 68% do not think energy is competitively priced.
  • Support for: offshore wind (79%), biomass (68%), wave (88%) and fracking (56%).
  • 94% heard of crowd funding, 55% considered but only 6% used it.
  • Top 3 reasons to crowd fund: diversify portfolio (47%), potential returns (42%), hobby (30%) (see chart below). 
  • 77% have not been affected by the National Living Wage

Top 3 reasons to crowd fund according to UK Directors June 2016 IoD

Source: May 2016 Policy Voice Survey, IoD


What are the Main Changes David Cameron has Agreed with the EU if the UK remains following the Referendum

The Prime Minister of Great Britain, David Cameron, recently agreed (Feb 2016) a package of changes to the UK’s membership of the EU. The agreement, which will take effect immediately if the UK votes to remain in the EU, includes changes to:

  • Child benefit – Child benefit payments to migrant workers for children living overseas to be recalculated to reflect the cost of living in their home countries.
  • Migrant welfare payments – The UK can decide to limit in-work benefits for EU migrants during their first four years in the UK. This so-called “emergency brake” can be applied in the event of “exceptional” levels of migration, but must be released within seven years – without exception.
  • Eurozone – Britain can keep the pound while being in Europe, and its business trade with the bloc, without fear of discrimination. Any British money spent on bailing out Eurozone nations will be reimbursed.
  • Protection for the City of London – Safeguards for Britain’s large financial services industry to prevent Eurozone regulations being imposed on it.
  • Sovereignty – There is an explicit commitment that the UK will not be part of an “ever closer union” with other EU member states. This will be incorporated in an EU treaty change.
  • ‘Red card’ for national parliaments – It will be easier for governments to band together to block unwanted legislation. If 55% of national EU parliaments object to a piece of EU legislation it will be rethought.
  • Competitiveness – The settlement calls on all EU institutions and member states to “make all efforts to fully implement and strengthen the internal market” and to take “concrete steps towards better regulation”, including by cutting red tape.
  • Some limits on free movement – Denying automatic free movement rights to nationals of a country outside the EU who marry an EU national, as part of measures to tackle “sham” marriages. There are also new powers to exclude people believed to be a security risk – even if they have no previous convictions


Source ‘The Guardian April 2016’

58% of UK Directors agree that access to the European Single Market is important for their business

The April 2016 IoD Policy Voice survey addressed the topics of UK and Europe, and the March Budget. Below are some of the survey highlights:

  • Top EU links: export services (42%), employees (39%), supply to businesses which trade with EU (34%) – see chart below.
  • 58% agree access to Single Market is important for their business.
  • 76% agree EU is too focused on internal debates.
  • 75% agree an unreformed EU is on path to economic decline.
  • 79% think cutting CGT by 8% while extending Entrepreneurs’ Relief would make business investments more attractive.
  • 42% consider that the cut in corporation tax will increase foreign direct investment in the UK.

58pc of UK Directors agree that access to European Single Market is important for their business

Source: April 2016 Policy Voice Survey, IoD


Fintech: UK Challenger Banks are Outperforming their Legacy Rivals

These UK challenger banks are benefiting from a number of key advantages over their traditional and legacy rivals that will help them obtain market share over the coming months and years:


Better Rates:

Smaller challengers offered the best savings rates in 2015 at 1.08%, followed by larger challengers at 0.73%, and finally 0.36% for the ‘Big Five’ legacy or traditional banks (namely HSBC, Barclays, Lloyds, RBS, and Santander UK).


More Efficient:

Costs as a percentage of income for small challengers was 48.5% vs. 59.2% for larger challengers, and 80.6% for the Big Five. One advantage challengers have when it comes to costs is that many do not operate branch networks. Additionally, they use more efficient technologies for managing simple, focused products.

UK Banks - costs as a pc of income 2014 2015


Expanding in a Shrinking Market:

Lending assets on the balance sheets of challengers grew 31.5% in 2015, compared to a near 5% decline for the Big Five.


Source: KPMG and Business Insider


Nearly 40% of UK Directors say UK economic conditions, compliance with government regulation and employee skills gaps are causing the most negative impact to their businesses

The March 2016 Policy Voice survey (from the Institute of Directors, IoD) addressed the topics of economic outlook and pay & conditions. Below are some of the survey highlights:

  • 62% of members are optimistic about their organisation’s prospects for the next 12 months, even though only 37% are optimistic about the wider UK economy.
  • Three issues are nearly equally-weighted among members’ concerns: UK economic conditions (39.98%), compliance with government regulation (39.8%) and employee skills gaps (39.71%) (see chart below).
  • 75% state the National Living Wage will not affect their organisation.
  • 65% do not think the government will meet its target of doubling UK exports by 2020.



Source: March 2016 Policy Voice Survey, IoD

UK Mobile Phone Network Market Share – Nov 2015

UK Mobile Phone Network Market Share - Nov 2015

  • The proposed merger between O2 and Three would create the largest mobile network operator in the UK.
  • Many have called for this merger to be blocked, including the CMA (The Competition and Markets Authority), as they believe that it would cause long term damage for UK consumers because there would only be three mobile networks in the UK as opposed to the current four.
  • The European Commission has until 19 May to make a decision on Three’s proposed £10.5bn takeover of O2.

UK is competing with the U.S. and China for the top global fintech hub

The competition to be the top global fintech hub is heating up.

  • The UK is one of the leading global fintech hubs thanks to availability of tech talent, capital investment, and its supportive regulatory policy.
  • However other countries, including the U.S. and China, compete closely for this coveted top spot.
  • For the UK, a booming fintech industry is desirable for two reasons:
  1. It helps the national economy – the UK fintech industry generated £20 billion ($28 billion) in revenue in 2014, and
  2. It promotes competition and growth in the financial services industry.

Source: Business Insider

UK-based digital marketplaces are on track to raise $1 billion of investment in 2016

UK-based digital marketplaces are on track to raise $1 billion of investment in 2016

  • According to data from Mattermark, analysed by payments company Stripe, UK-based digital marketplaces are on track to raise £706 million ($1 billion) of investment in 2016.
  • This figure represents a nearly 17% rise on the £604 million of investment raised in 2015.
  • These digital marketplaces are platforms that allow buyers and third party sellers to collaborate, facilitating transactions rather than selling products or services themselves. In essence the “middleman” is defunct.
  • Examples of UK marketplaces include P2P currency exchange TransferWise, food-ordering app Deliveroo, and holiday deals site Secret Escapes.

Source: Business Insider